Funding programs by province

How to read this page

• Listed in its own document means we read the program’s own page or document. The entry says what it names, in its words where the type matters.
• Worth asking means the program exists and may help, but we have not established what it covers. The entry gives who it is for and its official link.
• Other help with costs covers home changes, vehicles, taxes and work. These do not pay for a mattress, a hospital bed, a lift or a cushion.

The labels show the equipment a program’s document names. A program naming a kind of equipment does not mean a particular product is covered: the program decides. A mattress and an overlay are different things, and so are a bed and its mattress, so ask about the exact equipment your clinician recommends.

• Powered mattress or surface
• Pressure or therapeutic mattress
• Mattress overlay
• Hospital bed
• Lift
• Sling
• Positioning

Private insurance and workplace plans are on their own page: workplace and retiree plans. Start there if the person, or their spouse or common-law partner, has ever had benefits through work.

Canada-wide programs

• Listed in its own document

  Public Service Health Care Plan (PSHCP)

  • Powered mattress or surface
  • Hospital bed

  Eligible federal public service employees and pensioners, and their eligible dependants.

  The plan lists therapeutic mattresses as durable equipment, eligible when its criteria are met. Its own article says these mattresses often feature alternating pressure or low air loss.

  A prescription is needed. The plan says an estimate before renting or buying is highly recommended.

  Official source: pshcp.caChecked November 11, 2026

• Listed in its own document

  MS Canada: Quality of Life Program

  • Pressure or therapeutic mattress
  • Hospital bed
  • Lift

  Residents of Canada with a diagnosis of MS or an allied disease, confirmed by a health care professional, who meet the program’s low-income limit.

  The program page lists “hospital beds and hospital bed mattresses, including air mattresses for pressure sore relief” and “lifts and lift systems (ceiling, stair, patient lifts)” as eligible for a grant. It does not say whether the air mattress is powered.

  Apply first. MS Canada says it does not provide funding after the fact, and that it is best to arrange other funding before applying.

  Official source: mscanada.caChecked November 11, 2026

• Listed in its own document

  Muscular Dystrophy Canada: Equipment Program

  • Pressure or therapeutic mattress
  • Hospital bed
  • Sling

  People living with a neuromuscular disorder who are registered as clients of Muscular Dystrophy Canada.

  The program page gives “hospital beds, pressure-relief mattresses” and “transfer slings” as examples of items it may fund, depending on where the person lives. It does not say what type of pressure-relief mattress.

  Apply and be approved before buying. The charity says it cannot pay people back. Quotes from two vendors are part of the application.

  Official source: muscle.caChecked November 11, 2026

• Listed in its own document

  Medical expense tax credit (Canada Revenue Agency)

  • Hospital bed
  • Lift

  Anyone who files a Canadian income tax return and paid eligible medical expenses for themselves, a spouse or common-law partner, or a dependant.

  The agency’s list of eligible medical expenses includes a hospital bed with its prescribed attachments, and a power-operated lift made only for a person with a disability, each with a prescription. Its technical folio says a custom mattress is not an eligible device. This is a tax credit, so it lowers tax owed; it does not pay for equipment.

  Keep the prescription and the receipts.

  Official source: canada.caGuide RC4065, Medical Expenses 2025Checked November 11, 2026

Funding programs in British Columbia

• Listed in its own document

  BC Employment and Assistance

  • Pressure or therapeutic mattress
  • Hospital bed
  • Lift
  • Positioning

  People receiving disability assistance, and some people receiving income assistance. People living in a care facility funded by the Ministry of Health are not eligible.

  The policy lists “pressure relief mattresses”, hospital beds and related items (including “a positioning item on a hospital bed”), and floor or ceiling lifts. It does not say whether a powered mattress counts as a pressure relief mattress. Automatic turning beds are not provided.

  Approval is needed before buying, and other resources must be considered first.

  Official source: gov.bc.caChecked November 11, 2026

• Listed in its own document

  FNHA Health Benefits

  • Pressure or therapeutic mattress
  • Mattress overlay

  First Nations people with status who live in British Columbia.

  The fee list has a “pressure relief” mattress for a hospital bed, and an overlay, powered or non-powered. It does not say whether a powered mattress counts as the pressure relief mattress.

  Approval (a pre-determination) is needed before buying.

  Official source: fnha.caChecked November 11, 2026

• Listed in its own document

  WorkSafeBC

  • Powered mattress or surface
  • Mattress overlay

  Workers with an accepted workplace injury claim.

  The fee list has a therapeutic bed surface code that names low air loss and alternating air mattresses, and mattress overlays.

  Approval from a WorkSafeBC officer is needed before buying, and equipment comes from WorkSafeBC’s contracted suppliers.

  Official source: worksafebc.comChecked November 11, 2026

• Listed in its own document

  ICBC Enhanced Care

  • Hospital bed

  British Columbia residents injured in a vehicle crash.

  The regulation lists a hospital-style bed. It does not name a mattress.

  A prescription is required, and ICBC asks that some equipment be approved before buying.

  Official source: bclaws.gov.bc.caChecked November 11, 2026

• Listed in its own document

  At Home Program: medical benefits for children and youth

  • Pressure or therapeutic mattress
  • Mattress overlay
  • Hospital bed
  • Lift
  • Sling
  • Positioning

  Children and youth aged 17 or younger who live at home in British Columbia with a parent or guardian and are assessed as dependent in at least three of four daily activities (eating, dressing, toileting and washing).

  The program’s guide (October 2025) says it may fund a standard electric hospital bed, “overlays and pressure redistribution mattresses based on basic medical needs for use with a hospital bed”, and a floor or ceiling track lift with two slings. The program’s web page (last updated February 10, 2026) words the mattress as “a basic pressure relief mattress (e.g., foam, air or gel)”. Neither says whether a powered mattress is included. Both list positioning devices recommended by a therapist. Their limits differ: the guide gives up to $4,000 for the bed and $8,000 for the lift, and the web page gives $3,000 for the bed, $250 for the mattress and $4,200 for the lift.

  Everything must be approved before it is bought. A health care professional writes a letter of justification, with a quote from a dealer on the program’s approved list.

  Official source: www2.gov.bc.caGuide (PDF): October 2025. Web page: last updated February 10, 2026.Checked November 11, 2026

• Listed in its own document

  BC Palliative Care Benefits: medical supplies and equipment

  • Pressure or therapeutic mattress
  • Hospital bed
  • Lift
  • Sling

  British Columbia residents of any age with a life-threatening illness and a life expectancy of up to 6 months who wish to receive palliative care at home and do not live in a long-term care home.

  The province’s policy lists “pressure redistribution mattresses”, “mechanical lifts with slings”, which may include ceiling lifts with installation, and “hospital beds for symptom management and safety”, each based on assessed need. It does not say what type the mattress is. The health authority provides approved equipment free of charge.

  A doctor or nurse practitioner registers the person for the program. The health authority’s Home and Community Care team then assesses what equipment is needed.

  Official source: www2.gov.bc.caHome and Community Care Policy Manual, policy 4.G: effective July 15, 2019. Patient information sheet: May…Checked November 11, 2026

• Listed in its own document

  Medical Equipment Provision Program (MEPP): Island Health

  • Hospital bed
  • Lift

  People living at home, assessed by an Island Health healthcare professional, who urgently need equipment to stay safe, cannot pay for it and have no other funding. People living in long-term care do not qualify.

  MEPP pays for short-term rentals, up to 3 months, of equipment such as walkers, wheelchairs and hospital beds, and names hospital beds and patient lifts as its larger items. A mattress is named only in its list for people waiting for subsidized long-term care (“hospital beds with half rails, mattresses, lifts, slings”), and the page does not say what type.

  An Island Health healthcare professional must assess you first and completes the referral and order forms.

  Official source: islandhealth.caBrochure created January 2026. The web page prints no date.Checked November 11, 2026

• Listed in its own document

  Canadian Red Cross Health Equipment Loan Program (HELP) in British Columbia

  • Pressure or therapeutic mattress
  • Hospital bed
  • Lift

  People referred by a health care professional. The Red Cross says its advanced short-term loans, which include beds and lifts, are available only through a health authority’s Medical Equipment Provision Program.

  The Red Cross’s page for its Advanced Short Term Program gives “hospital beds, specialty mattresses and patient lifts” as examples of the equipment it lends in participating regions. It does not say what type a specialty mattress is. HealthLink BC’s listing for the Red Cross Long Term Loan Program names hospital beds and patient lifts, for low-income clients in the Fraser Valley and Greater Vancouver. Its listing for the basic short-term program names no bed, mattress or lift.

  A referral from a health care professional is required. For a bed, mattress or lift, the Red Cross says to contact your health authority’s Home Health or Home and Community Care office.

  Official source: redcross.caChecked November 11, 2026

• Listed in its own document

  ALS Society of BC: Robert R. Heinrich Equipment Loan Program

  • Hospital bed
  • Lift

  People living with ALS in British Columbia or Yukon who are registered with the ALS Society of BC.

  The Society’s equipment catalogue lists, on loan, a full electric hospital bed and hospital bed mattresses: a foam mattress, one it labels “Low Air Low Mattress”, and mattress sections it describes as non-powered. It does not say whether the “Low Air Low” mattress is powered. It also lists an electric floor lift, free-standing and tension-mount lift systems and a sit-stand lift. What is supplied depends on its stock of used equipment.

  A healthcare professional, such as an occupational therapist or physical therapist, must complete a prescription form.

  Official source: alsbc.caOctober 2026, version 3 (from the file name; the catalogue prints no date)Checked November 11, 2026

• Listed in its own document

  Kinsmen Foundation of BC: equipment funding

  • Lift

  Adults in British Columbia living with a physical disability who have a severe need and cannot get the equipment or the funding another way.

  The Foundation’s page gives a “Portable lift system” as one of the items it funds most often, with a maximum amount. It does not name a mattress or a hospital bed. It says it will consider even the most specialized equipment.

  Apply with two or more quotes from different vendors and a letter of support or an assessment from a healthcare practitioner.

  Official source: kinsmenfoundationofbc.caChecked November 11, 2026

Private insurance in British Columbia: see workplace and retiree plans, which also covers the insurers.

Funding programs in Alberta

• Listed in its own document

  Alberta Aids to Daily Living (AADL)

  • Pressure or therapeutic mattress
  • Mattress overlay
  • Hospital bed

  Alberta residents living at home with a long-term disability, chronic illness or terminal illness.

  AADL’s product lists include an alternating-air mattress overlay, and a “pressure relief mattress” supplied with an AADL homecare bed. A powered replacement mattress is not on its lists. Each item has its own eligibility rules.

  Assessment and authorization come first. AADL does not pay people back for equipment bought before them.

  Official source: alberta.caChecked November 11, 2026

• Listed in its own document

  Alberta Aids to Daily Living (AADL): homecare beds

  • Pressure or therapeutic mattress
  • Hospital bed

  AADL clients who live at home or in supportive living, cannot get in and out of bed or change position in bed because of a long-term mobility impairment, and are palliative or spend 80 per cent or more of the day in bed.

  An AADL homecare bed comes with a bed frame, bed rails and either a mattress or a foam underlay that goes under a mattress overlay. The product list has a powered homecare bed and a “pressure relief mattress”, 6 inches deep, for people at risk of skin breakdown; it does not say what type of mattress that is. It does not list a powered mattress. AADL’s web page calls the same item a “pressure reduction mattress”.

  An AADL authorizer (an occupational therapist, physiotherapist or registered nurse) must assess the person in their home and confirm eligibility first. Beds are supplied from AADL’s recycled stock first, and there is one vendor for homecare beds. AADL does not pay rental charges for short-term needs.

  Official source: open.alberta.caProgram Manual Section L: September 25, 2026, effective October 1, 2026. Approved Product List BL:…Checked November 11, 2026

• Listed in its own document

  Alberta Aids to Daily Living (AADL): lifters and slings

  • Lift
  • Sling

  AADL clients who live at home or in supportive living, cannot safely move from one position to another because of a long-term mobility impairment, and have no other lifter.

  AADL funds a portable overhead lifter or a floor lifter, and slings. Its limits are one lifter in four years and two slings every four years. For an overhead lifter, the client must already have funding for the ceiling track and is responsible for having it installed.

  An AADL authorizer must assess the person in their home and confirm eligibility first. A lifter can be tried for up to two days through an AADL vendor. Lifters are supplied from AADL’s recycled stock first.

  Official source: open.alberta.caProgram Manual Section L: September 25, 2026, effective October 1, 2026.Checked November 11, 2026

• Listed in its own document

  Workers’ Compensation Board of Alberta (WCB)

  • Pressure or therapeutic mattress
  • Mattress overlay
  • Hospital bed
  • Lift

  Workers whose need comes from a compensable (accepted) work injury. The procedure says severely injured workers who are immobile for long periods and at risk of skin breakdown may be eligible for a bed or mattress.

  WCB’s procedure covers hospital-style beds and mattresses, which it calls “non-specialty”, and “specialty” beds and mattresses, which it reserves for conditions such as bariatric needs and advanced pressure or sore prevention. It does not say what type a specialty mattress is. It names a mattress overlay as related equipment, and patient lifts among the equipment it takes back for reuse.

  WCB must approve the request before delivery is arranged. An occupational therapist’s assessment is needed for a hospital-style bed or mattress, and a wound care nurse’s or occupational therapist’s assessment for a specialty one. WCB checks its recycled equipment first, and a WCB-approved vendor supplies the bed or mattress.

  Official source: wcb.ab.caPublished October 1, 2026Checked November 11, 2026

• Listed in its own document

  Auto insurance accident benefits (Section B)

  People injured in an accident involving an automobile who are insured under the accident benefits (Section B) of an Alberta auto policy.

  The regulation does not name a mattress, a hospital bed or a lift. Its medical payments cover reasonable expenses for services and supplies, “including any medically necessary equipment”, that the person’s physician and the insurer’s medical advisor both consider essential for treatment or rehabilitation.

  The regulation does not set out an approval step before buying. It pays only what both the person’s physician and the insurer’s medical advisor consider essential.

  Official source: kings-printer.alberta.caOffice consolidation, current as of November 1, 2020Checked November 11, 2026

• Listed in its own document

  AISH and ADAP personal benefits: medical equipment

  People who receive Assured Income for the Severely Handicapped (AISH) or the Alberta Disability Assistance Program (ADAP), and their dependent children, when the item is not available from any other program or source.

  The policy does not name a mattress, a hospital bed or a lift. It covers “medical equipment”, which it describes as a durable item to manage a specific medical condition, and it must be the least cost alternative. AISH’s page says this is for medical equipment not available through AADL, private insurance or temporary equipment loan programs.

  A letter from a healthcare professional is needed, explaining the medical condition, the expected benefit and how long the equipment will be needed. Two vendor quotes may be required.

  Official source: manuals.alberta.caPolicy page last updated July 2, 2026Checked November 11, 2026

• Listed in its own document

  Special Needs Assistance for Seniors

  Alberta residents aged 65 or older with a low income who have applied for Seniors Financial Assistance.

  The program’s list of eligible items does not include a hospital bed, a pressure relief mattress or a lift. Its health supports are a CPAP machine, diabetes supplies, nutritional beverages, podiatry and prescription costs. Under appliances and furniture, beside a washer, refrigerator and stove, it lists a “Bed” that “Includes mattress and frame”; it does not describe this as a hospital bed or a medical mattress.

  Enrol in the seniors financial assistance programs first: the page says items bought before enrolment are not eligible. A receipt or estimate is needed for each request.

  Official source: alberta.caChecked November 11, 2026

• Listed in its own document

  Alberta Health Services: Equipment Loan Program

  • Hospital bed

  People who are recovering from surgery or need palliative care and want to live in their own homes.

  The service listing names hospital beds among its short-term loans, along with wheelchairs, walkers and bathroom equipment. It does not name a mattress or a lift.

  Contact the Continuing Care Access Line. A security deposit may be required.

  Official source: albertahealthservices.caChecked November 11, 2026

• Listed in its own document

  Palliative Coverage Program

  Albertans diagnosed as palliative who remain at home or in a hospice. People living in a type A continuing care home (long-term care) or in hospital are not eligible.

  The program’s benefits are prescription drugs, diabetes supplies and ambulance services. Its page does not list a mattress, a hospital bed or a lift as a benefit, and says infusion equipment and supplies are not covered.

  The patient (or guardian) and a physician or nurse practitioner both complete and sign the application form.

  Official source: alberta.caChecked November 11, 2026

• Listed in its own document

  Family Support for Children with Disabilities (FSCD)

  Families of children with disabilities who are eligible for the FSCD program.

  FSCD’s page says the program does not “provide equipment covered through Alberta Aids to Daily Living”. Its medical benefits policy covers medical supplies and prescription drugs. Neither names a mattress, a hospital bed or a lift.

  A medical benefit request must be approved, and other programs and insurance plans must be explored first.

  Official source: alberta.caChecked November 11, 2026

Private insurance in Alberta: see workplace and retiree plans, which also covers the insurers.

Funding programs in Saskatchewan

• Listed in its own document

  Saskatchewan Aids to Independent Living (SAIL): equipment loans

  • Hospital bed
  • Lift

  Saskatchewan residents with a valid health services number who live in the community and are not eligible for the equipment through another government agency.

  The current policy lists, on free loan, an electric hospital bed, side rails, a “mattress” (it does not say what type), an overbed table and a patient lift. It does not list a powered mattress or an overlay. The January 2018 version of the same policy listed an “alternating pressure mattress” and an “alternating pressure pump”; they are no longer listed.

  An occupational therapist or physical therapist sends the request. A home assessment is required before an electric hospital bed is issued. People living in a personal care home or special-care home can borrow only walkers, wheelchairs and cushions.

  Official source: publications.saskatchewan.caPolicy last updated July 2024; equipment section April 2024Checked November 11, 2026

• Listed in its own document

  SAIL Paraplegia Program

  • Lift

  People with paralysis of all or most of the lower limbs and trunk from a lesion or disease of the spinal cord, referred to the program by a physiatrist.

  The policy lists “specialized rehabilitation equipment (with prior approval)” without naming the items, and a home access grant that can go toward an indoor lift, such as a ceiling track lift. It does not name a mattress or a hospital bed.

  Prior approval is required. A physiatrist, occupational therapist or physical therapist sends the written request to SAIL.

  Official source: publications.saskatchewan.caSection last amended November 2021Checked November 11, 2026

• Listed in its own document

  Supplementary Health Benefits

  People enrolled in Saskatchewan Income Support (SIS), Saskatchewan Assured Income for Disability (SAID) or Saskatchewan Employment Incentive (SEI).

  Under medical supplies and appliances, the program’s page lists surgical dressings, some incontinence aids, ostomy supplies and similar items. That page does not list a mattress, a hospital bed or a lift.

  A physician or authorized health professional must prescribe the item, and many items need prior approval. The program pays the provider and does not pay clients back.

  Official source: saskatchewan.caChecked November 11, 2026

• Listed in its own document

  SGI injury benefits (No Fault coverage)

  • Hospital bed

  People injured in a motor vehicle accident who receive injury benefits from Saskatchewan Government Insurance (SGI).

  The regulation lists “medically required beds, equipment and accessories” among the items SGI may fund. SGI’s injury manual puts beds and mattresses among items it would not normally fund, and says it may consider them in limited circumstances. Neither document names a type of mattress.

  SGI’s consent is needed before the expense.

  Official source: sgi.sk.caManual section effective January 2021Checked November 11, 2026

• Listed in its own document

  Kinsmen Foundation (TeleMiracle)

  • Lift

  Saskatchewan residents with a valid Saskatchewan Health Card who cannot pay for equipment themselves or get it through another program.

  The foundation says it funds “special needs equipment and/or mobility equipment”, and gives ceiling track lifts and portable lifts among its examples. Its pages do not name a mattress or a hospital bed, and there is no itemized equipment list.

  Apply before buying: past expenses are a listed reason for declining. An application needs a letter of support from the right health professional (an occupational therapist for all equipment), income documents for every adult in the household, and two quotes from two different medical vendors. The foundation is a funder of last resort.

  Official source: telemiracle.comChecked November 11, 2026

Private insurance in Saskatchewan: see workplace and retiree plans, which also covers the insurers.

Funding programs in Ontario

• Listed in its own document

  Ontario Disability Support Program (ODSP): Mandatory Special Necessities

  • Sling
  • Positioning

  People receiving ODSP, and the other members of their benefit unit.

  The self-care section of the benefit schedule lists a positioning wedge, heel protectors, a hygiene sling, bed rails and “homecare bed accessories”. That section does not list a mattress or a hospital bed.

  The ministry must approve the need. ODSP covers only items that no other source covers, and approves entry-level items.

  Official source: ontario.caChecked November 11, 2026

• Listed in its own document

  Ontario Health atHome: medical equipment

  • Powered mattress or surface
  • Mattress overlay
  • Hospital bed
  • Lift
  • Sling

  Patients of Ontario Health atHome (home and community care).

  The provincial equipment list has an “Active Multi-zone Mattress with Alternating Pressure, Powered”, a high-density foam mattress, foam and gel and non-powered air overlays, an electric hospital bed, electric lifts and slings. It does not use the words “low air loss”.

  A health professional on the care team or the care coordinator places the order. The equipment is a rental, typically for 30 days, with exceptions.

  Official source: ontariohealthathome.ca (a spreadsheet)Version 26-007, effective August 18, 2026Checked November 11, 2026

• Listed in its own document

  Workplace Safety and Insurance Board (WSIB)

  • Pressure or therapeutic mattress
  • Hospital bed

  Workers with an allowed WSIB claim and a serious injury or illness that permanently affects their ability to be mobile, communicate or care for themselves.

  The policy says WSIB may authorize a hospital bed or a “specialty mattress”, and that it generally considers specialty mattresses “designed for the purpose of reducing or relieving pressure”. It does not say whether that includes a powered mattress. It does not consider authorizing standard mattresses.

  WSIB must approve the device before it is bought, and a health care practitioner must prescribe or recommend it. WSIB may require buying from an approved vendor.

  Official source: wsib.caPublished September 21, 2026Checked November 11, 2026

• Listed in its own document

  Statutory accident benefits (auto insurance)

  People injured in an auto accident who claim accident benefits from an Ontario auto insurer.

  The regulation does not name a mattress, a hospital bed or a lift. Its medical benefit covers reasonable and necessary expenses for “wheelchairs or other mobility devices, prostheses, orthotics and other assistive devices”, and other medical goods the insurer agrees are essential.

  A treatment and assessment plan, signed by a regulated health professional, goes to the insurer before the expense, with a few exceptions.

  Official source: ontario.caChecked November 11, 2026

• Listed in its own document

  ALS Canada Equipment Program (Ontario)

  • Powered mattress or surface
  • Mattress overlay
  • Hospital bed
  • Lift
  • Sling

  People living with ALS in Ontario who are registered with ALS Canada.

  The equipment catalogue lists, on loan, a “Low Air Loss Mattress” and an “Air Mattress with Alternating Air”, along with a therapeutic foam mattress, an air overlay, an electric hospital bed, a floor lift and slings. What is supplied depends on its stock of used equipment.

  A registered health care professional must assess the person and apply. ALS Canada says the program is not a trial program.

  Official source: als.caChecked November 11, 2026

• Listed in its own document

  Ontario Works: discretionary benefits

  • Hospital bed

  People receiving Ontario Works and the members of their family unit. The benefits are handled by the local municipality or First Nation.

  The provincial directive’s list of approved special items includes “electric beds to avoid bedsores for persons confined to a bed”, and batteries and repairs for mobility devices such as lifts. It does not name a mattress. Other health-related items can be approved case by case.

  The local Ontario Works administrator decides each request, case by case, from documents that show the need. The directive does not say what must happen before buying; the local office sets its own steps.

  Official source: ontario.caOctober 2018 (page updated April 14, 2026)Checked November 11, 2026

• Listed in its own document

  City of Toronto: medical items for people on Ontario Works or ODSP

  • Pressure or therapeutic mattress
  • Hospital bed
  • Lift
  • Sling
  • Positioning

  Toronto residents receiving Ontario Works or ODSP; the page says low-income Toronto residents may also qualify for help. People living in long-term care homes and similar institutions are not funded.

  The city’s list has “Hospital Beds and Accompanying Therapeutic (pressure relief) Mattresses and Accessories”, manual or electric. It does not say what type of pressure relief mattress. It also lists a wedge, a fall mat, lifts (electric, manual, portable and free-standing) and slings; it does not pay for ceiling track lifts.

  An occupational therapist’s assessment with the diagnosis is required, and it must say if the bed is needed to prevent wounds or skin breakdown. A vendor’s cost estimate is required for accessories, lifts and slings.

  Official source: toronto.caDate modified June 30, 2026Checked November 11, 2026

• Listed in its own document

  City of Hamilton: Special Supports Program

  • Mattress overlay
  • Hospital bed

  Hamilton residents living independently in the community who receive Ontario Works or ODSP, and low-income residents aged 18 and over. People living in a hospital or a chronic or long-term care facility are not eligible.

  For people on Ontario Works or ODSP, the city’s list has “Hospital Beds and Mattresses” and “Mattress overlays”, with no type of mattress or overlay given. For low-income residents who are not on those programs the list has mattress overlays and bed rails, but no hospital bed or mattress. No lift or sling is on the lists.

  Approval is needed first: the page says not to order or buy equipment before funding is approved. A prescription or note from a doctor or medical professional is required.

  Official source: hamilton.caDate modified August 12, 2026Checked November 11, 2026

• Listed in its own document

  Region of Peel: disability additional benefits

  • Lift
  • Sling

  Peel residents (Brampton, Mississauga, Caledon) who receive ODSP.

  The page names patient lifts and slings and bed rails among items to raise with an ODSP case manager. It says ODSP covers repairs and replacement of lifts and slings and that Ontario Works can cover the first cost. It does not name a mattress or a hospital bed.

  A referral from an occupational therapist or doctor goes in with the request form. The page says these items are a last resource, after other coverage has been used.

  Official source: peelregion.caChecked November 11, 2026

• Listed in its own document

  Easter Seals Ontario: Equipment Funding Program

  • Lift

  Children and youth under 19 in Ontario who have a permanent physical disability, use a primary mobility device and are registered with Easter Seals Ontario.

  The 2026 Approved Equipment List has ceiling track lifts (bedroom or bathroom only), “Porch Lifts/Portable Lifts” and transfer aids. It does not list a mattress or a hospital bed, and it says replacement slings are not funded.

  The application must be approved before the equipment is ordered; equipment already bought cannot be funded. A health professional must authorize the equipment.

  Official source: services.easterseals.orgRev. 04-30-2026Checked November 11, 2026

• Listed in its own document

  March of Dimes Canada: Ontario Home and Vehicle Modification Program

  • Lift

  Children and adults in Ontario whose disability restricts their mobility. The program’s detailed eligibility rules are on a page that is not in the library.

  The program’s devices and adaptations package lists “Floor patient lifts and Ceiling Track Lifts” as eligible. It lists “hospital beds and mattresses” as ineligible.

  An occupational therapist’s letter or form and a supplier’s quote are required. The program says it will not pay back any cost from before it gives its authorization.

  Official source: marchofdimes.ca2025 (from the file name; no date is printed on the document)Checked November 11, 2026

Private insurance in Ontario: see workplace and retiree plans, which also covers the insurers.

Funding programs in Nova Scotia

• Listed in its own document

  Health Equipment Loan Program (HELP): Community Bed Loan

  • Pressure or therapeutic mattress
  • Hospital bed

  Nova Scotia residents with a valid Nova Scotia Health Card who live in the community and meet the program’s criteria, as decided by a Care Coordinator.

  The program lends a fully electric bed, a “foam pressure reduction mattress” and a set of bed rails, at no cost. Its page and policy do not list a powered mattress or an overlay.

  Call Continuing Care for an assessment by a Care Coordinator, who arranges the bed with the Canadian Red Cross if you are eligible.

  Official source: novascotia.caChecked November 11, 2026

• Listed in its own document

  Home Lift Program

  • Lift
  • Sling

  People who receive home care services from a home care agency. It does not apply to people living in long-term care.

  The program lends a floor lift or a free-standing lift, with a hoist, battery and one sling. The fact sheet says there is no fee for the program.

  An occupational therapist or physiotherapist assesses the need for the lift. Contact your Nova Scotia Health Care Coordinator.

  Official source: novascotia.caChecked November 11, 2026

• Listed in its own document

  Employment Support and Income Assistance (ESIA)

  People who receive income assistance in Nova Scotia.

  The medical equipment policy is open-ended: it covers rental or purchase of medical equipment “such as, but not limited to” mobility aids, braces, CPAP machines and hearing aids. It does not name a hospital bed, a pressure mattress or a lift.

  Prior approval is required. A doctor or medical practitioner must document the need, other coverage is used first, and it must be the most economical option.

  Official source: novascotia.caRevised September 23, 2026Checked November 11, 2026

• Listed in its own document

  Workers’ Compensation Board of Nova Scotia

  Workers with a WCB Nova Scotia claim.

  WCB’s coverage page says standard bedding systems are not covered. It says specialized bedding systems, “to treat things like pressure ulcers”, may be considered when a service provider recommends one for a specific medical need. It does not say what kind of bedding system.

  Ask your case worker what applies and whether you need pre-approval.

  Official source: wcb.ns.caLast updated October 30, 2026Checked November 11, 2026

• Listed in its own document

  ALS Society of New Brunswick and Nova Scotia: Equipment Loan Program

  • Hospital bed

  People living with ALS in New Brunswick or Nova Scotia who are registered with the Society.

  The page names hospital beds as equipment the Society’s technician delivers and sets up. Its equipment list is on other pages that were not read, so this card does not say whether a mattress or a lift is lent.

  A health care professional who works with the person must request the equipment.

  Official source: alsnbns.caChecked November 11, 2026

• Listed in its own document

  Canadian Red Cross Health Equipment Loan Program (HELP)

  • Pressure or therapeutic mattress
  • Hospital bed

  People referred by a health care professional.

  The Red Cross’s national page says its bed loan program lends home-use electric hospital beds to eligible Atlantic Canadians for as long as needed. It also describes three-month loans of home health and mobility equipment in Prince Edward Island, Nova Scotia and Newfoundland and Labrador. It names “specialized mattresses” for people in long-term care in Nova Scotia, without saying what type.

  A health care professional must refer you.

  Official source: redcross.caChecked November 11, 2026

Private insurance in Nova Scotia: see workplace and retiree plans, which also covers the insurers.

Funding programs in New Brunswick

• Listed in its own document

  Mobility and Adaptive Equipment Loan Program (Social Development)

  • Pressure or therapeutic mattress
  • Hospital bed
  • Lift
  • Sling
  • Positioning

  Clients of the Department of Social Development and their dependents.

  The equipment list names hospital beds with rails, “Therapeutic Sleep Surfaces”, patient lifts, portable overhead lifts and slings. It does not say what type a therapeutic sleep surface is. It also names foam wedges and off-loading heel protectors.

  An occupational therapist or physiotherapist must prescribe the equipment for use at home. There is no cost to eligible clients, but cost limits exist.

  Official source: gnb.caFebruary 1, 2022Checked November 11, 2026

• Listed in its own document

  WorkSafeNB

  • Hospital bed

  Workers in New Brunswick with a workplace injury claim.

  The policy names “hospital/adjustable beds” as an example of an assistive device that may need an assessment before approval. It does not name a mattress or a lift.

  A WorkSafeNB-approved health care provider must prescribe the device and complete a needs assessment. WorkSafeNB reimburses the cost after approval.

  Official source: worksafenb.caEffective September 23, 2026Checked November 11, 2026

• Listed in its own document

  ALS Society of New Brunswick and Nova Scotia: Equipment Loan Program

  • Hospital bed

  People living with ALS in New Brunswick or Nova Scotia who are registered with the Society.

  The page names hospital beds as equipment the Society’s technician delivers and sets up. Its equipment list is on other pages that were not read, so this card does not say whether a mattress or a lift is lent.

  A health care professional who works with the person must request the equipment.

  Official source: alsnbns.caChecked November 11, 2026

Private insurance in New Brunswick: see workplace and retiree plans, which also covers the insurers.

Funding programs in Prince Edward Island

• Listed in its own document

  AccessAbility Supports: technical aids and assistive devices

  • Hospital bed
  • Lift

  Prince Edward Island residents with a disability who are under 65 when they apply.

  The policy gives specialized beds, bed rails and transfer aids as examples of bedroom aids, and ceiling track lifts as an example of a lifting device. It does not name a mattress. It says “medical equipment and/or supplies” are not considered technical aids and assistive devices.

  A health care practitioner must recommend the item and a Supports Coordinator must approve it. Private insurance is used first, and a contribution based on income may apply.

  Official source: princeedwardisland.caRevised July 31, 2026Checked November 11, 2026

• Listed in its own document

  Workers Compensation Board of Prince Edward Island

  Workers in Prince Edward Island with a work-related injury.

  The policy says “special equipment” that helps with daily activities such as transfers will be considered case by case. It does not name a mattress, a hospital bed or a lift.

  Special equipment must be pre-approved by the WCB and recommended by a health care provider.

  Official source: wcb.pe.caChecked November 11, 2026

• Listed in its own document

  Canadian Red Cross Health Equipment Loan Program (HELP)

  • Pressure or therapeutic mattress
  • Hospital bed

  People referred by a health care professional.

  The Red Cross’s national page says its bed loan program lends home-use electric hospital beds to eligible Atlantic Canadians for as long as needed. It also describes three-month loans of home health and mobility equipment in Prince Edward Island, Nova Scotia and Newfoundland and Labrador. It names “specialized mattresses” for people in long-term care in Nova Scotia, without saying what type.

  A health care professional must refer you.

  Official source: redcross.caChecked November 11, 2026

Private insurance in Prince Edward Island: see workplace and retiree plans, which also covers the insurers.

Funding programs in Newfoundland and Labrador

• Listed in its own document

  Special Assistance Program

  People living in the community, not in a long-term care home, who meet the program’s financial criteria.

  The program page lists “mobility and support equipment (e.g., wheelchairs, walkers, commodes)”. It does not name a mattress, a hospital bed or a lift. The province keeps an approved list of equipment, and the item must be on it.

  Contact NL Health Services.

  Official source: gov.nl.caChecked November 11, 2026

• Listed in its own document

  Income Support

  People who receive Income Support in Newfoundland and Labrador.

  The Income Support manual says medical equipment comes through the Special Assistance Program, with no contribution required from Income Support recipients. Its furniture policy says an “orthopedic mattress” may be considered in very exceptional circumstances. Neither policy mentions a pressure relief mattress, a hospital bed or a lift.

  A prescription or supporting medical documentation is required. The manual says costs already paid cannot be reimbursed.

  Official source: gov.nl.caRevised September 4, 2018Checked November 11, 2026

• Listed in its own document

  ALS Society of Newfoundland and Labrador: Equipment Loan Program

  • Hospital bed
  • Lift
  • Sling

  People living with ALS in Newfoundland and Labrador.

  The Society’s equipment pool includes electric hospital beds and mechanical patient lifts with slings, lent as needed. The page does not name a mattress.

  A health care professional sends the Society a prescription or requisition form.

  Official source: alsnl.caChecked November 11, 2026

• Listed in its own document

  Canadian Red Cross Health Equipment Loan Program (HELP)

  • Pressure or therapeutic mattress
  • Hospital bed

  People referred by a health care professional.

  The Red Cross’s national page says its bed loan program lends home-use electric hospital beds to eligible Atlantic Canadians for as long as needed. It also describes three-month loans of home health and mobility equipment in Prince Edward Island, Nova Scotia and Newfoundland and Labrador. It names “specialized mattresses” for people in long-term care in Nova Scotia, without saying what type.

  A health care professional must refer you.

  Official source: redcross.caChecked November 11, 2026

Private insurance in Newfoundland and Labrador: see workplace and retiree plans, which also covers the insurers.

Funding programs in Manitoba

Private insurance in Manitoba: see workplace and retiree plans, which also covers the insurers.

Not listed here

Quebec and the territories are not listed. In Manitoba we have listed programs to ask, and have not yet read their documents. The lists for the other provinces are not complete: if a program is missing, ask your clinician or your local home and community care service which programs apply, and ask each one the same three questions.

Back to help paying for equipment, for the three questions, the question to copy and the worksheet.